If the medical insurance mobile payment can be realized on a large scale, the problem of long queue time will be solved to a large extent. On the way to health care reform in China, the problem of lack of medical resources has not improved. Many specialists or top three hospitals are still full of people every day. The waiting time for registration and waiting for waiting is very long. On the contrary, the time for medical treatment is very short. This has become a common phenomenon. If mobile payments can solve this problem, it will also benefit people.
It is understood that after the pilot is launched, the insured person can use the mobile platform to bind the social security card with the financial function, and then the mobile phone can complete the registration of the outpatient service and avoid long queues. At present, the medical insurance mobile payment pilot business scope includes the general outpatient registration and payment service of the hospital.
After Shenzhen People's Social Security Bureau opened the first batch of 14 hospitals to pilot mobile payment, the hospital can choose to cooperate with one or several of Alipay, WeChat and Ping An's wallet. According to the requirements of the Shenzhen Human Resources and Social Security Bureau, the three payment platforms provide identity verification services in cooperation, and do not involve the exchange of medical data.
In fact, since the beginning of June, Alipay, WeChat and 壹 wallet have been put into trial operation. According to the data, since the trial operation of Alipay on May 31, there have been no large-scale promotion, and nearly 20,000 users have been bound to financial social security cards, and the number of single-day card has also maintained a rapid growth.
At present, although the three payment platforms need to pay for the cost of system transformation for the docking hospital, this strategic investment is not worth mentioning in front of the huge cake of mobile medical .
In the country, the number of people participating in mobile payment in Shenzhen is nearly 12 million. If the model is extended to the whole country, the number of people participating in medical insurance will exceed 1 billion. This is no small temptation for any Internet platform that wants to make a difference in the field of smart healthcare.
Kim, general manager of ants serving the healthcare industry, said Wang Bo, the next will use all kinds of ants gold dress ability to create convenient medical ecosystem, activate mobile medical industry chain, "the ultimate goal of Alipay future hospital is to establish a one-stop health management platform."
Tencent recently signed a strategic cooperation framework agreement with the Shenzhen Municipal Human Resources and Social Security Bureau. The two parties will accelerate the deep integration of the Internet and Human Resources and Social Security Bureau's public services in accordance with the requirements of the “Internet Government Servicesâ€. In addition, the cooperation with the Shenzhen Municipal Government includes six aspects, including medical insurance mobile payment, mobile application development, and big data analysis.
Ping An’s wallet from the financial and insurance industry introduced Ping An Annuity Insurance Company in the pilot cooperation. In the years of business development, Ping An Annuity Insurance Company has extensive experience in cooperation with the People's and Social Security Bureau of the whole country. It is the platform that understands social security and medical care among the three payment platforms. After the Shenzhen model is launched, it is expected that the Ping An Social Security Wallet plug-in model will be rapidly promoted to other cities across the country.
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